Health Risk Appraisal

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Health Risk Appraisal


A Health Risk Appraisal, also known as a Health Risk Assessment or HRA, is a personal health questionnaire that has benefits for employers and employees.

What is the purpose behind taking a Health Risk Appraisal? The purpose behind taking a Health Risk Appraisal is to analyze the health risk factors for employees and other individuals. The questions on a Health Risk Appraisal usually cover areas such as Personal Health and Safety, Occupational Health, Stress, Exercise, Nutrition, General Health and Wellness Knowledge, and Medical History.

The Health Risk Appraisal was originally designed to assess the economic health risk of employee populations. The University of Michigan conducted numerous statistically validated studies in order to come up with a set of questions that would yield the highest correlation between responses and economic health care expenditure.

Information from the Health Risk Appraisal is not only important for employers to know on an aggregate level (HIPAA requires that no personal information is actually passed to the employer or other employees) in order to assess the risk of their employee population for health care cost, but is also extremely vital for employees to know. By using the information gathered from the Health Risk Appraisal, employees can determine the necessary steps in order to improve exercise, nutrition, safety, smoking and drug use, and other important areas of health in order to increase life expectancy and quality of life.

At Kersh Risk Management, our Health Risk Appraisal is state-of-the-art and has been statistically validated to decrease health care costs by implementing it as a part of our corporate wellness programs. To find out more about our Health Risk Appraisal or to speak with one of our corporate healthcare advisors, please fill out our request free corporate wellness proposal form.